FDIC-Insured—Backed by the full faith and credit of the U.S. Government

Recommended for you

Mobile Banking at a Glance

How to Reset Your Mobile Banking Password

Grow your savings with confidence

Secure and competitive solutions to help you save smarter and grow your money faster.

High Yield Savings

Open a high-interest savings account today and enjoy higher returns—without losing access to your money.

Certificates of Deposit (CDs)

Enjoy the stability of an CD with a fixed rate that won’t change.

Prepaid Benefits Card

Easily receive and use your state-issued payments with our secure and hassle-free Prepaid Benefits Debit Card.

Start saving

Explore CDs

Learn more

Forgot Username or Password

Sign Up

Before you go

You are about to leave MyBankingDirect.com and access a site administered by a third-party. The site you are going to may have different privacy and security policies. We recommend that you review these policies on the linked site. If you choose to proceed, a new browser window will open. To return to MyBankingDirect.com, close the new browser window.

Continue

Convenient access to state-issued payments with our Prepaid Benefits Debit Card

An easy way to access your payments

My Banking Direct is proud to serve your state with our Prepaid Benefits Card, a convenient way to access your state-issued payments. You can use your card to pay bills, make purchases, get cash back at checkout with your PIN, and withdraw money from our national ATM network. The funds on your Prepaid Benefits Card are FDIC insured for your peace of mind.

For more information about your prepaid benefits card, click one of the links below:

Picture of My Banking Direct Visa Debit Card

*Card design will vary based on individual prepaid card program

Grow your savings with confidence

My Banking Direct is backed by the strength and expertise of one of the country's oldest regional banks.

Why My Banking Direct?

Banking made simple. Get the answers you need.

Explore FAQs, digital banking demos, and more to easily manage your
account anytime.

Let us help

Product and service availability may vary by location and are subject to area restrictions. My Banking Direct products are available online only. Customers living near any Flagstar Bank branch location may not be eligible. Flagstar Bank product and service offerings can be located at flagstar.com.

Do not sell or share my information

Member FDIC

Equal Housing Lender