My Banking Direct is an online financial service of Flagstar Bank, N.A., designed, managed, and delivered for depositors seeking competitive rates.

A few highlights

• My Banking Direct is a service of a nationally chartered (registered) bank with $114.4 billion in assets as of September 30, 2024.
• We offer competitive rates on high yield savings solutions backed by FDIC insurance.
• We believe our customers deserve a superb online customer experience and account management tools that keep them informed and in control.

For individuals and families seeking higher yields and liquidity, My Banking Direct provides online access and account management tools with a strong call center service and the ability to combine MBD accounts with the bank’s suite of online credit, deposit, and transactional accounts. Our Direct Checking account, which is also FDIC-insured, offers customers a powerful checking account with a free debit card and no overdraft fees.

The bottom line

My Banking Direct, an offering from one of the country’s largest regional banks, delivers competitive rates, a superb online customer experience, and connectivity to other banking solutions.