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    Grow your savings with a competitive rate.

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    Open a CD for a higher rate and peace of mind.

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    Bank on your schedule. Pay bills, send money to people you trust, check on transactions, and much more. 

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Products Prepaid Benefits Debit Card

Prepaid Benefits Debit Card

We are proud to be of service by offering state-issued debit cards.

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Money Network Debit Card

* Card design will vary based on individual prepaid card program

An easy way to access your payments

My Banking Direct is proud to serve your state with our Prepaid Benefits Card, a convenient way to access your state-issued payments. You can use your card to pay bills, make purchases, get cash back at checkout with your PIN, and withdraw money from our national ATM network. The funds on your Prepaid Benefits Card are FDIC insured for your peace of mind.

For more information about your prepaid benefits card, click one of the links below:

  • State of California EDD UI and SDI
  • California Middle Class Tax Refund
  • New Jersey Department of Labor and Workforce Development
  • Pennsylvania Unemployment Compensation Fund Benefits
  • State of Rhode Island Office of Child Support Services
  • State of Rhode Island Department of Labor and Training

Why My Banking Direct?

My Banking Direct is a modern online bank backed by the strength and experience of one of the oldest banks in the US:

 

  • Competitive rates, numerous banking solutions, and a superb online experience
  • The security of FDIC-insurance up to at least $250,000 per depositor1
  • The stability of a nationally chartered (registered) bank with $114.4 billion in assets as of September 30, 2024
  • My Banking Direct is a service of Flagstar Bank, N.A.
Learn More

1If you are a customer with deposit balances greater than $250,000 combined at My Banking Direct, a service of Flagstar Bank, N.A., and Flagstar Bank, your FDIC insurance coverage may be impacted. Visit fdic.gov/deposit for more information.

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