Flagstar Personal Visa^® Credit Cards

My Banking Direct is a service of Flagstar Bank, N.A.

Choose the right Flagstar card for you.

What do you want from a credit card? Whether it’s generous rewards, straightforward credit, or improved credit—we’ve got it. Check out what each card offers and choose the right one for the way you use credit.

Apply for your card today.

Maximum Rewards^®
Visa Signature^® Card

Unlimited rewards.
Every purchase. Every day.

Unlimited 1.5% cash back¹
Every purchase, no categories to keep track of.
Save on interest
Receive an ultra-low introductory APR on purchases and balance transfers.
Choose your rewards
Redeem rewards your way—cash back, gift cards, travel, or merchandise.¹

Must apply here for this offer.
Offers vary elsewhere.*

Apply Now

Platinum Edition^®
Visa^® Card

Straightforward credit.
Available when you need it.

Save on interest
Receive an ultra-low introductory APR on purchases.
Consolidate higher-interest balances
Receive an ultra-low introductory APR on balance transfers.

Must apply here for this offer.
Offers vary elsewhere.*

Apply Now

Secured Visa^® Card

Establish or improve your credit.

Request your own credit limit
Provide a single deposit between $300 and $5,000 (multiples of $50) when you apply.
Subject to credit approval.
Help build your credit
Get automatic reporting to the 3 major credit bureaus to build a positive credit history.
Take control of your credit
Take advantage of free tools that keep you on track, like AutoPay, so you never forget a payment.

Must apply here for this offer.
Offers vary elsewhere.*

Apply Now

Want more from your card?
All personal cards offer:

Contactless Technology

Secure, simple and touch-free payments.

Online Services

Manage your account online to check credit card balances, view transactions, make payments, and more.

Mobile Account Access

Manage your account safely and securely, from anywhere, with the mobile app.

Fraud Protection

We monitor your account and alert you of any suspicious activity.

Already have a Flagstar Visa^® Credit Card?

Online account access for your credit card provides you the quickest and easiest way to:

Activate your card
Make payments
Transfer balances
Request credit limit Increases
View statements

... and more.

Simply access your account by clicking on the link below.

Access Account

*Offers may vary depending on where you apply, for example, online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.

Please see the Summary of Credit Terms provided at time of application for important information on rates, fees, costs, conditions, and limitations. Minimum monthly payments required.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

¹See the Rewards Terms and Conditions in the Summary of Credit Terms, provided at time of application, for details, including earning, redemption, expiration and forfeiture (subject to applicable law). Your % back rewards are earned as points.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A., Inc. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.

Flagstar Personal Visa® Credit Cards

Choose the right Flagstar card for you.

Maximum Rewards® Visa Signature® Card

Platinum Edition® Visa® Card

Secured Visa® Card

Want more from your card? All personal cards offer:

Flagstar Personal Visa^® Credit Cards

Maximum Rewards^®
Visa Signature^® Card

Platinum Edition^®
Visa^® Card

Secured Visa^® Card

Want more from your card?
All personal cards offer: