Compare Savings Rates Calculator | My Banking Direct

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More ways to make your money work harder

Earn 4.85% APY^***

when you open a High Yield Savings Account

Open a Direct Checking Account

Simplified checking with no monthly service fees.

***The Annual Percentage Yield (APY) is accurate as of 11/20/2024 rates are variable and are subject to change without notice. The My Banking Direct High Yield Savings is a tiered rate account. The minimum balance to open the account is $500. If your daily balance is $50,000 or more, the APY is 4.85%. If your daily balance is between $10,000.00 and $49,999.99, the APY is 4.85% If your daily balance is between $1.00 and $9,999.99, the APY is 4.85%. My Banking Direct, a service of Flagstar Bank, N.A. reserve the right to change the rate at any time without notice. Fees could reduce earnings.